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Terms of Use

These terms apply when you use Palm Tree Residents Directory. By continuing to use the service, you accept them. Do not use the service if you do not agree.

1. Nature of This Service

Palm Tree Residents Directory is a private reference service. It links to and describes public rolls, indexes, and historical collections relevant to Palm Tree, New York. It does not host government records and is not affiliated with a records office, court, or other custodian.


2. Rules for Using This Site

Use the service only for lawful purposes. Neither the site nor material found through it may be used to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. No Consumer Reporting Agency Status

We are not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Nothing on this service, including a result from a linked tool, is a consumer report or may be used to decide eligibility for credit, employment, housing, insurance, or another FCRA-covered purpose.


4. External Services

Government portals, sponsored tools, and other external services have separate terms and privacy rules. We do not control or warrant their content, availability, price, or data practices.


5. Availability and Warranties

The service is offered “as is” and “as available,” without warranties of any kind. We do not guarantee that content is complete, accurate, or current, or that an outside portal will function or return a correct result.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.


8. Intellectual Property

The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.


9. Updates to These Terms

We can revise these terms by posting an updated version here. Using the service after that posting means you accept the revision.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. New York Law

New York law governs these terms without regard to conflict-of-law principles. Public-record access discussed on the service is subject to New York’s Freedom of Information Law, Public Officers Law Article 6, §§ 84-90, and each custodian’s applicable access rules.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Questions about these terms go through the Contact page.